Limits and obligations: domestic worker and Social Security — SPECTRUM DOMUS

Limits and obligations: domestic worker and Social Security

Domestic employment in Spain is governed by a special scheme: the special employment relationship for domestic workers, set out in Royal Decree 1620/2011. That means the employing family has specific duties — contract, registration and contributions, working hours, rest and holidays — and that some rules work differently from those in a company. This guide covers both sides: what must be complied with and where the scheme's limits lie.

1. Employer obligations

2. Worker obligations

3. Limits and particularities of the domestic scheme

The special scheme is not a copy of the general one, and that is where most mistakes live. Points worth getting clear:

4. Social Security in practice

Social Security is the part you cannot improvise. The usual pattern is: registration before work starts, monthly contributions paid by the employer, and a payslip deducting the worker's share. The figures published by the platform are ≈23.6% paid by the employer and ≈4.7% paid by the worker, plus the MEI (≈0.8%, shared between both), with reductions of up to 20% on the employer's contribution for large families and low-income households. The details are in Social Security contributions in 2026.

The consequences of skipping this are real: late payment triggers an automatic 20% surcharge, and the Labour Inspectorate can fine the lack of registration or pay below the SMI. On top of that, without a written contract the relationship is presumed permanent and full-time — meaning the irregular route ends up costing more than the legal one. If you would rather delegate this, the scope of the service is described under Agency & administration.

5. Common mistakes and what they cost

6. Quick compliance checklist

Frequently asked questions about obligations and Social Security

What happens if I do not register the worker with Social Security?

It is a breach the Labour Inspectorate can sanction, and it leaves the worker unprotected in the event of an accident or sick leave. It does not save money: it adds fines and risk.

Is registration done before or after work starts?

Before. Registration must be completed before the person begins providing the service.

Can part of the salary be paid as meals and accommodation?

Yes, up to 30% of the salary, provided it is agreed in writing in the contract. If it is not agreed, the full amount must be paid in cash.

How many presence hours can be required?

No more than 20 hours a week, paid as ordinary hours and offset with additional rest. In live-in arrangements you must also guarantee 10 hours of uninterrupted night rest.

Does a domestic worker stop being one if she only cleans?

No: the domestic scheme still applies, but the service is different. A cleaner handles cleaning only; a housekeeper covers the full range of household work. Spell out the scope in the contract.

Would you rather have someone handle the legal side and Social Security for you? See the administration service or write to us and we will review your case.